
Meet Navi: Your 24/7 AI Instructor Inside the MLS Classroom
Unlock 24/7 access to Navi, an AI instructor trained on MLS course material, so you can ask questions, run practice quizzes, and nail your captain’s exam.
Free Shipping on Orders $50+
Free Shipping on Orders $50+

When most people think of hypothermia, they picture being trapped in the snow or falling through a frozen pond. But people can get hypothermia in water as warm as 80 degrees Fahrenheit!
While the risk of fatality is higher in cold water, hypothermia is a serious condition at any temperature. If not recognized and treated promptly, hypothermia can rapidly turn accidents into fatalities. In fact, general body hypothermia is the leading cause of death among recreational boaters.
Here, we outline the best way to prevent hypothermia for yourself and your passengers.

Hypothermia is when a person’s core temperature dips below 95 degrees Fahrenheit (35 degrees Celsius). It occurs when a person loses body heat, most commonly from prolonged exposure to cold.
When rescued from cold conditions, some survivors may appear to be under the influence of drugs or alcohol, showing symptoms of intoxication such as slurred speech, lack of coordination, and confusion. Often, these individuals are unaware of their condition.
Other hypothermia symptoms include:
Symptoms appear gradually and progress through three stages — mild, moderate, and severe — as the body temperature drops.
In a boating emergency, physical exertion can accelerate critical loss of body temperature. People struggling in the water, trying to aid in their own rescue, may drive their body temperature down to the point where unconsciousness or death results.
Failure to take immediate and positive measures to restore body heat can also lower a victim’s chance of survival. People removed from the water and left untreated may suffer further critical loss of body temperature, possibly leading to death even after being rescued.
Survivors in “warm” water can also suffer from hypothermia if exposed for long enough periods. Survival times in water vary considerably depending on clothing, physical exertion, blood alcohol levels, and other factors.
Here’s the average expected survival time in water by temperature:
Properly layering your clothing is the best way to prevent hypothermia while operating your boat in cold weather environments. This dressing method allows you to regulate your temperature by taking off or putting on additional clothing layers.
Layers are broken down into three categories: base, mid, and outer. These three layers work together to trap heat, wick moisture, breathe, block wind, and repel water.
Wearing layers and other warm clothing, including a hat and gloves (and, of course, a life jacket), will protect you if you end up in the water as well.

We’ve given you tips on the best way to prevent hypothermia. But hypothermia isn’t the only danger when you’re out on the open water. Consider getting a captain’s license to ensure you’re prepared for any boating emergency (and know how to prevent them).
Mariners Learning System courses offer in-depth best practices for safe boating — and everything else you need to know to excel in the captain’s chair. Learn more about our courses today.
Sign up to get the latest blog articles, new releases, and more…
Ask a question, share an experience, or add a helpful tip related to this article. Comments may appear after review to prevent spam.

July 07, 2026
Unlock 24/7 access to Navi, an AI instructor trained on MLS course material, so you can ask questions, run practice quizzes, and nail your captain’s exam.

June 09, 2026
Learn what questions to ask and how to prepare for a captain’s license drug test to ensure you avoid the most common application delays.

June 04, 2026
Discover the three types of drug tests working captains must submit to even after they’ve met the initial USCG drug testing requirements for their license.

June 02, 2026
Discover how a retired airline pilot became obsessed with the Great Loop and built a thriving captain training business through Mariners Learning System.

May 28, 2026
Learn which substances the MMC drug test looks for, plus how masking agents and false positives factor in.

May 26, 2026
Discover the five most common mistakes mariners make on the captain’s license physical, plus a checklist for how to avoid them.

May 19, 2026
Discover why so many charter captains run out of money and how to plan every startup cost from your vessel purchase to guest-ready outfitting.

May 14, 2026
Learn how to build a charter business plan that covers pricing, expenses, and marketing so your captain’s license leads to lasting profit.

May 12, 2026
Transform how you talk about price with proven anchoring strategies and value-first framing that stops charter guests from shopping around.

May 07, 2026
Discover how charter captains use hybrid pricing models and seasonal adjustments to increase revenue and simplify bookings for every guest type.